Pensions & Retirement Calculators

Free UK workplace pension calculator. See your projected pot at 65, employer contributions, and 20%/40%/45% tax relief. Updated for 2026/27.

Calculate your UK State Pension entitlement based on your NI record. Full new State Pension is £241.30/week (£12,547.60/year) for 2026/27.

Calculate how long your pension pot will last with drawdown. See year-by-year projections with growth.

Find your State Pension age based on date of birth. See exact date and days remaining.

Calculate the pension pot needed for your target retirement income using drawdown, 4% rule or annuity.

See how much tax relief you get on UK pension contributions for 2026/27. Basic 20%, Higher 40%, Additional 45%. Annual allowance £60,000.

Calculate the income from a UK pension annuity. Compare lifetime, joint, and enhanced annuity rates based on age, health and pot size for 2026.

Compare pension and ISA over time. See which gives you more after tax relief and withdrawal tax.

Compare salary sacrifice vs relief at source pension contributions. See tax and NI savings.

Check your pension annual allowance (£60K), tapered allowance and MPAA. See if you face a tax charge.

Project your Teachers' Pension Scheme (TPS) benefits — career average (1/57th) and final salary calculations with 2026/27 contribution tiers.

Project your Self-Invested Personal Pension with tax relief, employer contributions and growth.

Compare keeping multiple pension pots vs consolidating into one. See fee savings over time.

Calculate auto-enrolment pension contributions on qualifying earnings with tax relief.

Compare taking 0-100% as lump sum. See tax-free portion, tax on excess and remaining pot for drawdown.

Calculate pension division in divorce. Compare sharing orders with different splits.