What does the Train Season Ticket Calculator do?

Compare daily, weekly, monthly and annual season ticket costs to find the best value. All calculations are performed in your browser using official UK rates and thresholds.

Does this use current UK rates?

Yes. This calculator uses the latest UK rates for vehicle tax, fuel duty and other motoring costs as of the 2025/26 financial year.

Is this suitable for electric vehicles?

From April 2025, electric vehicles are no longer exempt from Vehicle Excise Duty (road tax). This calculator accounts for EV-specific rates where applicable.

Train Season Ticket Calculator

Compare daily, weekly, monthly and annual season ticket costs to find the best value.

Last updated: April 2026 · Source: National Rail — Season tickets

Single Fare

Days per Week

Weeks per Year

Annual Season

£21.25/day

£5,100.00/yr

Best value

Monthly Season

£25.42/day

£6,099.60/yr

Weekly Season

£25.50/day

£6,120.00/yr

Pay as You Go

£30.00/day

£7,200.00/yr

Best option saves you £2,100.00/year vs worst option

Disclaimer

This calculator is provided for informational purposes only and should not be considered as financial or tax advice. All calculations are performed locally in your browser — no personal data is collected or sent to our servers. Rates and thresholds are sourced from HMRC and GOV.UK and are updated for the current tax year. Always verify results with HMRC or consult a qualified professional before making financial decisions.

How It Works

Train season tickets offer significant savings for regular commuters. A weekly season ticket costs roughly 5 times the daily anytime fare, a monthly ticket costs about 3.84 times the weekly price, and an annual ticket costs 40 times the weekly price (equivalent to roughly 10 months' travel for 12 months of access).

Railcards provide further discounts of one-third off most fares. The 16-25 Railcard, 26-30 Railcard, Senior Railcard, Two Together Railcard, Family and Friends Railcard, and Disabled Persons Railcard each cost £30/year. The 16-25 and 26-30 Railcard discounts can also be applied to annual season tickets on some routes.

This calculator compares weekly, monthly and annual season ticket costs for your route. It factors in how many days per week you travel (including working from home) and whether a railcard would save you money. For part-time commuters (2-3 days/week), carnet tickets or flexible season tickets may be better value.

Example: London to Brighton commute, 4 days/week

Daily anytime return: £34.90
Weekly season ticket: £107.70 (saves £31.90 vs 4 daily tickets)
Monthly season ticket: £413.60
Annual season ticket: £4,308 (equivalent to £82.85/week)
Annual with 26-30 Railcard (if eligible): ~£2,872
Saving vs daily tickets (48 weeks): £2,392.80/year

Source: National Rail — Season tickets

Frequently Asked Questions

What does the Train Season Ticket Calculator do?: Compare daily, weekly, monthly and annual season ticket costs to find the best value. All calculations are performed in your browser using official UK rates and thresholds.
Does this use current UK rates?: Yes. This calculator uses the latest UK rates for vehicle tax, fuel duty and other motoring costs as of the 2025/26 financial year.
Is this suitable for electric vehicles?: From April 2025, electric vehicles are no longer exempt from Vehicle Excise Duty (road tax). This calculator accounts for EV-specific rates where applicable.