Tip Calculator — Restaurant & Service Tips
Calculate tips and split bills between multiple people. Choose your tip percentage.
By Konstantin Iakovlev · Founder, Calks.uk
Last updated: · Verified against HMRC and GOV.UK 2026/27 rates
Disclaimer
This calculator is provided for informational purposes only and should not be considered as financial or tax advice. All calculations are performed locally in your browser — no personal data is collected or sent to our servers. Rates and thresholds are sourced from HMRC and GOV.UK and are updated for the current tax year. Always verify results with HMRC or consult a qualified professional before making financial decisions.
How It Works
Tipping in the UK is discretionary, not mandatory. A typical restaurant tip is 10–12.5% of the bill, though this varies by establishment and region. Many restaurants add an optional service charge of 12.5%, which you can ask to have removed if the service was poor.
For other services, UK customs differ from American expectations. Taxi drivers are usually tipped by rounding up to the nearest pound. Hairdressers typically receive £2–£5. Hotel porters may get £1–£2 per bag. There is no expectation to tip in pubs, cafes or for takeaway orders.
Since October 2024, the Employment (Allocation of Tips) Act requires employers to pass 100% of tips to staff. This calculator shows tip amounts at common UK percentages and lets you adjust based on the service you received.
UK tipping conventions by venue type. Restaurants with table service: 10-12.5% standard if service not included. Service charge added: typically 12.5% (London increasingly 15%). Cafés/counter service: tip jar entirely optional. Taxis: round up to nearest £1 or 10% on longer fares. Uber: 10-15% via in-app tip, optional. Hair salons: 10% standard. Hotels: £1-£2/bag for porters, £1-£3/night for housekeeping (often skipped in UK vs US). Pubs: no tipping for drinks at bar; for table-served food, 10% or accept the service charge.
Service charge — is it optional? Yes, by UK law since the 1980s. Restaurants must label service as 'discretionary' or 'optional'. You can request it be removed for any reason — including poor service or simple preference. Allocation: from 1 October 2024, the Employment (Allocation of Tips) Act 2023 requires employers to distribute 100% of tips to staff (no employer skim). Card tips go via 'tronc' systems — see your receipt to verify, or ask staff directly. Cash tips bypass tronc and go directly to whoever you hand them to.
Tax treatment of tips in the UK. Tips are taxable income to the recipient. Cash tips: employee responsibility to declare via Self Assessment (or PAYE 'tronc' if employer-administered). Card tips processed via tronc: PAYE deducted before payment to staff — already net. National Insurance: payable on tips that come through tronc (employer treats as wages); cash tips paid directly are NOT subject to NI. Service charge added to bill and distributed: subject to both PAYE and NI like wages.
How much do UK service workers earn from tips? Average hospitality worker in tipped role: tips add £1-£4/hour to base wage (NMW £12.21/hr 2026/27 if 25+). London upscale restaurants: tips can add £5-£15/hour. Hairdressers: tips often supplement low base — average 10% earnings from tips. Taxi drivers: 5-10% of fare typical. Total UK tipping industry: ~£3 billion/year, ONS estimates. Since 1 Oct 2024 Allocation of Tips Act: workers must receive 100% of tips — average £200/month extra for full-time tronc workers.
Group dining and splitting the tip. Even split is fairest if everyone ordered similar amounts. Group of 8 with £200 bill + 12.5% service = £225 total ÷ 8 = £28.13 pp. Mixed orders: itemised splitting via Splitwise/Tricount avoids resentment. Birthday rule: person celebrated traditionally doesn't pay their share — group covers (including service). Awkward but common: someone ordered the £80 steak, others £15 pasta — agree split convention before ordering, not at billing. Service charge on large groups (8+) often automatic — check menu fine print.
Example: Restaurant bill of £85 for two people
- At 10%: tip = £8.50, total = £93.50
- At 12.5%: tip = £10.63, total = £95.63
- At 15%: tip = £12.75, total = £97.75
- Per person at 12.5%: £47.82 each
Frequently Asked Questions
- What does the Tip Calculator — Restaurant & Service Tips do?
- Calculate tips and split bills between multiple people. Choose your tip percentage.
- UK tipping culture vs international.
- UK: 10-12.5% is standard at sit-down restaurants. Tipping NOT expected at pubs (unless table service), takeaways, fast food, hotels (housekeeping), or for bar staff. Many UK restaurants add 'discretionary 12.5% service charge' to the bill — you can ALWAYS refuse this. From October 2024, the Tipping Act 2023 requires all tips to be passed to staff in full (no employer skimming). USA: 15-20% expected (waiters paid below minimum wage). Europe (Italy, France): 5-10% if service charge not already included. Japan: NO TIPPING — considered insulting.
- Cash tips vs card tips — does it matter?
- Both methods are now fully passed to staff under the Tipping Act 2023. Pre-2024, many employers retained card service charges to cover 'processing costs' — this is now illegal. Cash tips are technically taxable income for the recipient but rarely declared in practice (informal). Card tips go through PAYE for tax purposes. Tronc systems (where tips are pooled and distributed) are legal and common in larger restaurants — must operate independently of employer.
- Tipping for takeaway, delivery, and other services.
- Takeaway (collect): no tip expected. Delivery driver (Uber Eats, Deliveroo): 5-10% if service was good; many already factor minimum wage into the price. Taxi/Uber: round up to nearest £1-£2, or 10% for longer journeys. Hairdresser/barber: 10-15% of treatment cost is generous; nothing if going to a chain. Hotel housekeeping: £1-£2 per night (uncommon in UK). Tour guide: £5-£10 per day. Beauty therapist (mobile or salon): 10-15% if happy with service.