UK Spouse Visa Income Calculator
Check if you meet the £29,000 minimum income for a UK Spouse visa. Includes savings calculation and total visa costs.
Source: GOV.UK — Family visa
By Konstantin Iakovlev · Founder, Calks.uk
Last updated: · Verified against HMRC and GOV.UK 2026/27 rates
You meet the income requirement!
Effective income: £32,000.00 (min: £29,000)
Total Visa Cost
£4,433.50
Visa fee: £1,846 + IHS: £2,587.50
Minimum income: £29,000 (from April 2024, planned to rise to £38,700).
Savings over £16,000 can supplement income (excess ÷ 2.5 added to income).
Disclaimer
This calculator is provided for informational purposes only and should not be considered as financial or tax advice. All calculations are performed locally in your browser — no personal data is collected or sent to our servers. Rates and thresholds are sourced from HMRC and GOV.UK and are updated for the current tax year. Always verify results with HMRC or consult a qualified professional before making financial decisions.
How It Works
A UK spouse visa (Family visa as a partner) allows you to join your British or settled partner in the UK. The initial application is for 2 years and 9 months, followed by a further 2.5-year extension, then Indefinite Leave to Remain (ILR) after 5 years total. Each stage has separate fees.
The minimum income requirement is £29,000 per year (as of April 2024, with planned increases). This can be met through the sponsor's employment income, savings, or a combination. Self-employment income is also accepted with additional evidence requirements.
This calculator totals the costs across all stages from initial application to ILR, including application fees, IHS, biometrics, English language tests and the Life in the UK test. It shows the full financial commitment over the 5-year route.
UK Spouse Visa income requirement 2026. Minimum income £29,000/year (raised from £18,600 in April 2024). Sponsoring spouse (UK partner) must demonstrate this through: (1) Employment income — £29k+ gross for 6+ months, OR (2) Self-employment £29k+ profit, OR (3) Combination of income + savings (savings + 2.5 × income shortfall, e.g. £29k threshold and £20k income needs £22.5k savings), OR (4) Pure savings £88,500. From April 2025: rises to £34,500. From 2026: rises to £38,700.
Additional financial requirements for children. Children joining: +£3,800 for first child + £2,400 each additional. So with one child: £32,800 total income required. Two children: £35,200. Three: £37,600. BUT: many children of UK citizens have right of abode without needing financial requirement met for them specifically. Check via gov.uk if your child needs visa or has automatic right.
English language requirement. Applicant (the non-UK partner) must demonstrate English language at A1 CEFR level for initial entry, A2 for extension after 2.5 years, B1 for indefinite leave after 5 years. Approved tests: IELTS Life Skills, Trinity College London Graded Examinations in Spoken English. Exceptions: citizens of majority English-speaking countries (USA, Australia, Canada, etc.), or those with academic qualification taught in English.
Visa stages and route to settlement. Initial visa: 2.5 years (called 'leave to remain' or first visa). Extension: 2.5 more years (after meeting requirements again). Indefinite Leave to Remain (ILR/settlement): after 5 years total + Life in UK test + B1 English + £29,000+ income (or savings equivalent). British citizenship: 1 more year after ILR + Life in UK test (already done) + good character. Total typical timeline: 6 years from initial visa to citizenship.
Example: Spouse visa — full route to ILR
- Initial application (2.5 years): £1,846 + IHS £2,588 = £4,434
- Extension (2.5 years): £1,048 + IHS £2,588 = £3,636
- ILR application: £2,885
- English tests (2): approx. £340
- Life in the UK test: £50
- Total 5-year cost: approx. £11,345
Source: GOV.UK — Family visa
Frequently Asked Questions
- What does the UK Spouse Visa Income Calculator do?
- Check if you meet the £29,000 minimum income for a UK Spouse visa. Includes savings calculation and total visa costs.
- UK Spouse Visa income requirement 2026.
- Minimum £29,000/year (raised from £18,600 in April 2024). Demonstrate through: (1) Employment £29k+ gross for 6+ months; (2) Self-employment £29k+ profit; (3) Combination income + savings (savings + 2.5 × shortfall); (4) Pure savings £88,500. April 2025: rises to £34,500. 2026: rises to £38,700.
- Children — additional income requirements.
- Children joining: +£3,800 first child + £2,400 each additional. So one child: £32,800 total income. Two children: £35,200. Many children of UK citizens have right of abode without needing financial requirement. Check via gov.uk if your child needs visa or has automatic right.
- Route to settlement.
- Initial visa 2.5 years. Extension 2.5 more years. Indefinite Leave to Remain (ILR) after 5 years total + Life in UK test + B1 English + £29,000+ income. British citizenship 1 more year after ILR + Life in UK test (already done) + good character. Total timeline 6 years from initial visa to citizenship.