What does the Bursary & Scholarship Impact Calculator do?

Calculate total student support from maintenance loan plus NHS, teacher training, DSA and other bursaries. All calculations are performed in your browser using official UK rates and thresholds.

Is this based on current student finance rates?

Yes. This calculator uses Student Loans Company rates and thresholds for the 2025/26 academic and financial year. Thresholds and interest rates are updated annually.

Which student loan plan am I on?

Plan 1 applies if you started before September 2012 (England/Wales) or are from Northern Ireland. Plan 2 applies from September 2012 in England/Wales. Plan 4 is for Scotland. Plan 5 applies from September 2023.

Bursary & Scholarship Impact Calculator

Calculate total student support from maintenance loan plus NHS, teacher training, DSA and other bursaries.

Last updated: April 2026 · Source: GOV.UK — Student finance for new full-time students

Maintenance Loan (annual)

Household Income

Additional Support (select all that apply)

NHS Bursary (nursing etc.)

up to £5,612.00

Teacher Training Bursary

up to £28,000.00

Social Work Bursary

up to £4,862.00

Disabled Students' Allowance

up to £26,291.00

Care Leavers Bursary

up to £2,000.00

Total Annual Support

£10,000.00

£1,111.11/month · £256.41/week (term time)

Maintenance Loan

£10,000.00

Bursaries / Grants

£0.00

Disclaimer

This calculator is provided for informational purposes only and should not be considered as financial or tax advice. All calculations are performed locally in your browser — no personal data is collected or sent to our servers. Rates and thresholds are sourced from HMRC and GOV.UK and are updated for the current tax year. Always verify results with HMRC or consult a qualified professional before making financial decisions.

How It Works

Your total student finance package combines several elements: the tuition fee loan (up to £9,535 for 2025/26, paid directly to the university), the maintenance loan (means-tested, paid to you) and any grants or bursaries. Some students also qualify for Disabled Students' Allowances or Childcare Grants.

This calculator estimates your total package by combining tuition and maintenance loans with any additional grants. Tuition fee loans are not means-tested and cover up to the full fee. Maintenance loans are means-tested on household income. Additional grants (such as the Parents' Learning Allowance or Adult Dependants' Grant) have separate eligibility criteria.

Enter your household income, dependants status and study details. The calculator shows each component and the total finance available, as well as what arrives as a loan (to be repaid) versus a grant (non-repayable). Remember that tuition fee loans go directly to your university, not into your bank account.

Example: Household income £30,000, living away from home outside London

Tuition fee loan: £9,535 (paid to university)
Maintenance loan: ~£8,690 (means-tested)
Total finance package: £18,225
Paid to you in cash: £8,690 (in 3 termly instalments)

Source: GOV.UK — Student finance for new full-time students

Frequently Asked Questions

What does the Bursary & Scholarship Impact Calculator do?: Calculate total student support from maintenance loan plus NHS, teacher training, DSA and other bursaries. All calculations are performed in your browser using official UK rates and thresholds.
Is this based on current student finance rates?: Yes. This calculator uses Student Loans Company rates and thresholds for the 2025/26 academic and financial year. Thresholds and interest rates are updated annually.
Which student loan plan am I on?: Plan 1 applies if you started before September 2012 (England/Wales) or are from Northern Ireland. Plan 2 applies from September 2012 in England/Wales. Plan 4 is for Scotland. Plan 5 applies from September 2023.