What are the Stamp Duty rates for 2025/26?

From April 2025, standard Stamp Duty rates are: 0% up to £125,000, 2% from £125,001 to £250,000, 5% from £250,001 to £925,000, 10% from £925,001 to £1.5 million, and 12% above £1.5 million.

Do first-time buyers get a Stamp Duty discount?

Yes. First-time buyers pay no Stamp Duty on the first £300,000 of properties up to £500,000 (from April 2025). Above £300,000 up to £500,000, the rate is 5%. Properties over £500,000 do not qualify for first-time buyer relief.

What is the additional property surcharge?

If you already own a property and are buying an additional one (such as a second home or buy-to-let), you pay a 5% surcharge on top of the standard Stamp Duty rates on the entire purchase price.

Stamp Duty Calculator (SDLT) 2025-26 Trending

Calculate Stamp Duty Land Tax on property purchases in England and Northern Ireland. Updated for April 2025 threshold changes.

Last updated: April 2026 · Source: GOV.UK — Stamp Duty rates for residential property

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Disclaimer

This calculator is provided for informational purposes only and should not be considered as financial or tax advice. All calculations are performed locally in your browser — no personal data is collected or sent to our servers. Rates and thresholds are sourced from HMRC and GOV.UK and are updated for the current tax year. Always verify results with HMRC or consult a qualified professional before making financial decisions.

How It Works

Stamp Duty Land Tax (SDLT) is payable on property purchases in England and Northern Ireland above certain thresholds. From April 2025, the standard nil-rate band is £125,000. Rates then rise through bands: 2% (£125,001–£250,000), 5% (£250,001–£925,000), 10% (£925,001–£1.5m) and 12% (above £1.5m).

First-time buyers purchasing their first home up to £500,000 pay no SDLT on the first £300,000, then 5% on the portion from £300,001 to £500,000. Properties above £500,000 do not qualify for first-time buyer relief.

If you already own a property and are buying an additional one (second home, buy-to-let), a 5% surcharge applies to the entire purchase price on top of standard rates. This calculator handles all three scenarios — standard, first-time buyer and additional property.

Example: £350,000 property (standard rates)

£0–£125,000 at 0% = £0
£125,001–£250,000 at 2% = £2,500
£250,001–£350,000 at 5% = £5,000
Total SDLT: £7,500 (effective rate: 2.14%)

Source: GOV.UK — Stamp Duty rates for residential property

Frequently Asked Questions

What are the Stamp Duty rates for 2025/26?: From April 2025, standard Stamp Duty rates are: 0% up to £125,000, 2% from £125,001 to £250,000, 5% from £250,001 to £925,000, 10% from £925,001 to £1.5 million, and 12% above £1.5 million.
Do first-time buyers get a Stamp Duty discount?: Yes. First-time buyers pay no Stamp Duty on the first £300,000 of properties up to £500,000 (from April 2025). Above £300,000 up to £500,000, the rate is 5%. Properties over £500,000 do not qualify for first-time buyer relief.
What is the additional property surcharge?: If you already own a property and are buying an additional one (such as a second home or buy-to-let), you pay a 5% surcharge on top of the standard Stamp Duty rates on the entire purchase price.