Home Moving Cost Calculator
Calculate the total costs of buying a home — solicitor, stamp duty, survey, mortgage fees and removals.
Last updated: April 2026 · Source: GOV.UK — Buy or sell your home
Estimated Total Moving Costs
£9,350.00
| Solicitor / Conveyancer | £1,500.00 |
| Searches | £300.00 |
| Land Registry | £150.00 |
| Stamp Duty (SDLT) | £5,000.00 |
| Survey | £600.00 |
| Mortgage Arrangement Fee | £1,000.00 |
| Removals (estimate) | £800.00 |
| Total | £9,350.00 |
Disclaimer
This calculator is provided for informational purposes only and should not be considered as financial or tax advice. All calculations are performed locally in your browser — no personal data is collected or sent to our servers. Rates and thresholds are sourced from HMRC and GOV.UK and are updated for the current tax year. Always verify results with HMRC or consult a qualified professional before making financial decisions.
How It Works
Moving house in the UK involves numerous costs that are easy to underestimate. Professional removal companies typically charge £500-£1,500 for a local move and £1,000-£3,000 for a long-distance move, depending on the volume of belongings and whether you require packing services. DIY van hire is cheaper at £100-£300 but requires more effort.
Additional moving costs include mail redirection (starting at £36.99 for 3 months via Royal Mail), storage if there is a gap between moves (£50-£200/month), cleaning of the old property (£100-£400), and new furniture or appliances. Utility connection and disconnection fees may also apply, though many providers waive these.
This calculator itemises all potential moving costs. Select the services you plan to use, enter quotes or use typical estimates, and add any specific items. The output gives a total moving budget that you can use alongside the home buying cost calculator for a complete picture.
Example: 3-bed house, local move (20 miles)
- Removal company (mid-range): £950
- Packing materials: £75
- Mail redirection (12 months): £58.99
- Professional clean (old property): £250
- Utility setup and broadband: £100
- Total estimated moving cost: £1,433.99
Source: GOV.UK — Buy or sell your home
Frequently Asked Questions
- What does the Home Moving Cost Calculator do?
- Calculate the total costs of buying a home — solicitor, stamp duty, survey, mortgage fees and removals. All calculations are performed in your browser using official UK rates and thresholds.
- Is this based on current interest rates?
- You can enter any interest rate to model different scenarios. Check the Bank of England base rate and current mortgage deals from lenders for the latest rates.
- Should I get professional advice?
- This calculator provides estimates for guidance only. For a formal mortgage offer, speak to a mortgage broker or lender who can assess your full circumstances and provide personalised advice.