What does the Divorce Financial Settlement Calculator do?

Estimate how assets might be split in a divorce — property, pensions, savings and debts. All calculations are performed in your browser using official UK rates and thresholds.

Are court fees accurate?

This calculator uses the current UK court fee schedule. Fees are set by the Ministry of Justice and are reviewed periodically. Check GOV.UK for the very latest fee amounts.

Do I need a solicitor?

Whether you need a solicitor depends on the complexity of your case. For straightforward matters you may be able to represent yourself, but for significant legal issues professional advice is recommended.

Divorce Financial Settlement Calculator

Estimate how assets might be split in a divorce — property, pensions, savings and debts.

Last updated: April 2026 · Source: GOV.UK — Money and property when a relationship ends

Property Value

Mortgage

Pension (Person 1)

Pension (Person 2)

Savings / Investments

Debts

Years Married

Dependent children (primary carer adjustment)

Total Matrimonial Assets

£295,000.00

Person 1 (primary carer)

£162,250.00

Person 2

£132,750.00

Property Equity	£200,000.00
Pensions (combined)	£70,000.00
Savings	£30,000.00
Debts	-£5,000.00

England & Wales: the starting point is 50/50, but courts consider needs, contributions, earning capacity and welfare of children. This is a simplified guide — seek legal advice for your specific circumstances.

Disclaimer

This calculator is provided for informational purposes only and should not be considered as financial or tax advice. All calculations are performed locally in your browser — no personal data is collected or sent to our servers. Rates and thresholds are sourced from HMRC and GOV.UK and are updated for the current tax year. Always verify results with HMRC or consult a qualified professional before making financial decisions.

How It Works

Divorce financial settlements in England and Wales aim for a fair division of matrimonial assets. The court considers the welfare of children first, then factors including income, earning capacity, financial needs, standard of living, ages, duration of marriage and contributions (including non-financial ones like childcare).

The starting point is typically a 50/50 split of matrimonial assets, but this is adjusted based on needs. Short marriages may see each party keeping what they brought in. Long marriages with children often result in the primary carer receiving a larger share of the family home to provide stability.

This calculator provides an indicative range based on the key factors. It is not a substitute for legal advice — every case is different, and the court has wide discretion. Pensions are often the second most valuable asset after the family home and must be properly valued.

Example: 15-year marriage, two children

Family home equity: £200,000
Pensions (combined): £150,000
Savings and investments: £50,000
Total matrimonial assets: £400,000
Indicative split: 55/45 to 60/40 in favour of primary carer, subject to needs

Source: GOV.UK — Money and property when a relationship ends

Frequently Asked Questions

What does the Divorce Financial Settlement Calculator do?: Estimate how assets might be split in a divorce — property, pensions, savings and debts. All calculations are performed in your browser using official UK rates and thresholds.
Are court fees accurate?: This calculator uses the current UK court fee schedule. Fees are set by the Ministry of Justice and are reviewed periodically. Check GOV.UK for the very latest fee amounts.
Do I need a solicitor?: Whether you need a solicitor depends on the complexity of your case. For straightforward matters you may be able to represent yourself, but for significant legal issues professional advice is recommended.